Resources
Insurance
Insurance for Wildfire-Prepared Homes
Live Panel Recording | August 5, 2026
Recording of “Insurance for Wildfire-Prepared Homes” a community panel presented by the Ojai Valley Fire Safe Council and facilitated by The Agora Foundation. This panel brings together insurance industry experts to discuss:
- How insurance companies assess wildfire risk
- How homeowners can communicate home improvements to insurers
- How companies are incorporating new wildfire-readiness standards into risk scoring
Featuring Expert Panelists:
- Tom Pratt, Delos
- Andrew Engler, RockRose Risk
- Jen Goodlin, Mercury Insurance
- Linda Thompson, Farmers Insurance
- Christopher Danch, OVFSC
Recorded live on Wednesday, August 5, 2026, at St. Thomas Aquinas Church, Ojai, CA. Learn more and get involved with wildfire preparedness in the Ojai Valley: FireSafeOjai.org
Here are some resources to help navigate your questions around getting insurance for your home and business.
Download Materials from the presentation:
Wildfire Insurance Coverage Panel
December 8, 2024
Presented by the Ojai Valley Fire Safe Council
Presenting were representatives from:
- Institute of Business & Home Safety (IBHS)
- United Policyholders
- University of California, Santa Barbara
- Ojai Valley Firesafe Council
Key Topics Discussed:
- The realities of the insurance crisis
- Causes of the crisis
- What is being done at various levels
- What can individuals and communities do to address these challenges.
Here are some resources to help navigate your questions around getting insurance for your home and business.
Download Materials from the presentation:
- WF Insurance Coverage Panel Packet (PDF)
- Home Insurance Shopping Tips: Keeping Your Home Protected When Insurance Options Are Limited (and Expensive) (PDF)
- The response of the property insurance market in California to rising wildfire risk (PDF)
- WILDFIRE PREPARED (PDF)
Additional Resources:
- United Policyholders Home – United Policyholders (uphelp.org)
- Wildfire Risk Reduction and Asset Protection (“WRAP”) Resource Center WRAP Resource Center – Get Started Now! – United Policyholders (uphelp.org)
- Insurance Institute for Business & Home Safety IBHS.org – Insurance Institute for Business & Home Safety
Insurance FAQ
1. I lost my homeowners insurance. What do I do?
Dropped by your home Insurer? Where to go for help in California – United Policyholders (uphelp.org)
2. What are some tips to procuring homeowners insurance?
UPdated Home Insurance Shopping Tips (2023) – United Policyholders (uphelp.org)
Buying Tips Archive – United Policyholders (uphelp.org)
3. How can I find some guidance on disaster recovery?
Roadmap to Recovery® – United Policyholders (uphelp.org)
Disaster Recovery Help – United Policyholders (uphelp.org)
4. How can “home hardening” help my chances of getting insured?
WRAP Resource Center – Get Started Now! – United Policyholders (uphelp.org)
Home-Mitigations-that-Matter-FINAL.pdf (ibhs1.wpenginepowered.com)
